Islamic Pool Management.
Engineered for Trust.
A proven platform for transparent, compliant and accurate profit distribution.
Islamic Pool Management & Profit Distribution System
Flagship Banking Platform
LiveAcross Leading Banks
80+Specialized Reports
Monthly & Deal-BasedProcessing
Enterprise-GradeSupport
One Platform.
Complete Control.
AL-QIST centralizes Islamic pool management and profit distribution with precision, compliance and full transparency.
Pool Management
Centralize and monitor all Islamic pools.
Profit Distribution
Automate accurate profit allocation.
Shariah Compliance
Built-in compliance and governance.
Audit & Reporting
Comprehensive audit trail and reports.
Built Around the Complete Islamic Banking Cycle.
Core Banking Data
Secure data extraction from core systems.
Data Validation
Validate accuracy, integrity and completeness.
Pool & Product Mapping
Map accounts to pools and Islamic products.
Profit Calculation
Calculate profit using PSR and applicable rules.
Distribution & Reporting
Distribute profit and generate reports.
Two Distinct Deal-Booking Methods.
Monthly Processing
Recurring monthly cycle to calculate and distribute profit across all pools, ideal for routine, scheduled operations.
Deal-Based Processing
Process profit for specific deals or products as and when maturity or resolution occurs.
Flexible
Supports diverse products and business models.
Accurate
Rule-driven calculations with high precision.
Transparent
Full visibility into profit allocation and PSR.
Adaptable
Easily configurable for changing requirements.
Efficient
Optimized performance and processing.
Powerful Capabilities. Designed for Control.
Automated Pool Management
Real-time pooling and balance tracking.
Multi-Currency / FCY Support
Support for multi-currency and FCY pools.
Product & Weightage Configuration
Flexible configuration of products and weightages.
Compliance Controls
Built-in Shariah rules and compliance validations.
Profit Sharing Ratio (PSR) Configuration
Configure PSR by product, pool, tenor and currency.
Complete Audit Trail
End-to-end audit trail for all transactions and changes.
Reporting That Turns
Complexity into Clarity.
80+ Reports
A comprehensive library of ready-made reports.
Regulatory Visibility
Meet reporting and compliance with confidence.
Management Insights
Actionable insights for better decision-making.
Export-Ready Outputs
Export to Excel, PDF and regulatory formats.
Seamless Core
Banking Integration.
Secure Data Exchange
Encrypted and reliable data transfer.
Configurable Mapping
Map data elements with flexibility.
Automated Processing
Reduce manual effort and errors.
Controlled Validation
Ensure accuracy and governance.
Rapid Implementation. Proven Delivery.
- 01
Core Data Cleansing & Verification
Cleanse and verify data for accuracy.
- 02
Configuration & Source Integration
Configure the system and integrate sources.
- 03
Business Rule & Product Mapping
Define rules and map products and pools.
- 04
User Acceptance Testing
Validate functionality with stakeholders.
- 05
Go-Live & Support
Go live with ongoing support.
Typical deployment: 1–3 months after data readiness sign-off.
Proven in Production.
- Live since 2016
- Deployed across leading Islamic banking institutions
- Supported through long-term SLA partnerships
- Designed for regulatory and Shariah governance
Trusted by Islamic
Banking Leaders.
AL-QIST has been instrumental in strengthening our profit distribution process with transparency, accuracy and complete Shariah compliance.
- NRSPMicrofinance Bank
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